Roof Financing in Jacksonville, FL

A roof problem rarely shows up at a convenient time in your budget. A storm doesn’t wait for your savings account to catch up, and neither does a failing inspection your insurance company is asking about. That’s why Burger Roofing Company offers flexible financing on roofing projects for homeowners across Jacksonville, Ponte Vedra, Orange Park, and the surrounding communities — so getting the roof you need doesn’t mean draining an emergency fund or putting it off longer than it should be.

Below is a straightforward look at how our financing works, who typically qualifies, and what it can be used for.

Ready to see what you qualify for? Request a free assessment or call (904) 355-2756 anytime.

Why Financing a Roof Project Makes Sense

An aging or damaged roof doesn’t get cheaper by waiting. A small leak left unaddressed can turn into interior water damage, higher cooling costs from lost insulation efficiency, and in some cases structural repairs that cost far more than the original roofing job would have.

  • Address roof damage before it becomes a bigger, more expensive problem
  • Keep your emergency savings untouched
  • Avoid putting a large project on a high-interest credit card
  • Spread the cost of a full roof replacement into a predictable monthly payment

Our Financing Partner: Medallion Bank

Burger Roofing Company partners with Medallion Bank’s Home Improvement Finance Program to offer unsecured financing — meaning your home is never used as collateral. These loans aren’t limited strictly to roofing, either; if you’re pairing your roof project with other home improvement work, the same financing can typically be applied there as well.

Traditional Financing

Extended payment terms with rates as low as 9.49%, letting a full roof replacement or repair fit into a manageable monthly payment instead of one lump sum.

12-Month Same-As-Cash Option

Pay off your roofing project in full within 12 months and avoid interest charges entirely — a strong fit for homeowners who want the flexibility of financing without the long-term cost of interest.

Rates and terms are subject to credit approval and can change. Confirm the current published APR and same-as-cash term with Medallion Bank before this page goes live.

Who Qualifies for Roof Financing

Qualifying is meant to be simple, not a barrier to getting your roof fixed. In general, applicants should:

  • Be the legal owner of the property being financed
  • Have no recent history of foreclosure or bankruptcy
  • Meet standard credit approval criteria set by Medallion Bank

Because approval decisions typically come back the same day, most homeowners know exactly where they stand before they’ve even finished comparing roofing quotes.

Aerial, underlayment stage, 2 workers visible, different angle

How the Application Process Works

  • Get a free assessment. Our team evaluates your roof and provides a clear scope and cost — see how it works on our How We Do It page.
  • Apply for financing. Submit a straightforward application through our Medallion Bank financing partner.
  • Get a same-day decision. Most applicants receive an approval decision the same day they apply.
  • Schedule your project. Once financing is approved, we schedule your roofing work around your timeline.

What Roofing Projects Can Be Financed

Financing through Burger Roofing Company can typically be applied toward:
Residential Roofing Installation

Expert installation of durable, high-quality roofing systems for new homes.

Emergency Roof Repairs

Rapid response emergency repairs to protect your home from sudden roof damage.

Residential Roof Coatings

Protective coatings enhancing durability, energy efficiency, and extending roof lifespan.

Commercial Roof Coatings

Advanced coating solutions improving performance and longevity of commercial roofing systems.

Other qualifying home improvement projects bundled with your roofing work

Not sure which service applies to your situation? Explore our full range of services or request a free estimate for a clear recommendation.

Backed by Decades of Trusted Service

Financing is only worth offering if the work behind it holds up. Burger Roofing Company has served Jacksonville homeowners since 1958, and our financing options are simply another way to make that same trusted work more accessible when the timing is tight. Read more about our history on our About page, or see our credentials on our Our Qualifications page.

Frequently Asked Questions

Do I need good credit to qualify for roof financing?

Approval is based on Medallion Bank’s standard credit criteria. There’s no cost to apply, so it’s worth submitting an application to see what you qualify for rather than assuming in advance.

How fast can I get approved?

Most applicants receive a decision the same day they apply, which is often faster than most homeowners expect for a home improvement loan.

Is my home used as collateral for the loan?

No. Medallion Bank’s Home Improvement Finance Program offers unsecured loans, meaning your home is not used as collateral.

Can financing cover projects beyond roofing?

Yes. The same financing program can generally be used for other qualifying home improvement projects, not just roofing.

What’s the difference between traditional financing and the same-as-cash option?

Traditional financing spreads payments over a longer term at a set rate. The 12-month same-as-cash option lets you avoid interest entirely if the balance is paid in full within 12 months.

Ready to Apply for Roof Financing?

Don’t let cost be the reason a small roofing problem turns into a bigger one. Talk to our team about your project, and we’ll walk you through exactly how financing can make it happen on your timeline.

Prefer to talk it through first? Call us directly at (904) 355-2756 and we’ll help you figure out the best financing path for your project.